Flexible repayment tenure from 6 months up to 36 months. No collateral required. Fast online approval of loans.

Interest rate starts from 5% p.a.
Loan repayment tenure up to 36 months
Personal loans offered up to Rs.20 lakhs
1% processing fee

 cases, a personal loan with a repayment tenure of 12 months is considered to be a short-term personal loan.

1.What is a medium-term personal loan?

A medium-term personal loan has a repayment tenure which is usually longer than that of a short-term loan. In general, a personal loan with a repayment tenure of around 12 to 36 months is considered to be a medium-term personal loan.

Eligibility Criteria The applicant will have to be a permanent employees of Aditya Birla Financial Services Group
At least 20 years old and no older than 60 years old
Minimum net monthly income that is not less than 20,000

2.How much time does it take to process a personal loan with ABFL?

If you are applying for a loan online, the loan might be approved within 24 hours.

3.How do I know the status of my loan?

You can know the status of your loan very easily by logging in to your profile with Capital Finance . You will also receive regular SMS and email alerts to notify you about the status of the loan.

4.How is the maximum loan amount decided for an applicant?

The maximum loan amount for which an applicant will be eligible is decided by the lender. For this purpose, the lender takes a number of things under consideration such as the income of the applicant, his or credit score and history, and so on. The number of other active loans and the amount spent by the applicant towards EMIs on a monthly basis also play a major role in this case.

5.What is a short-term personal loan?

A short-term personal loan is usually offered for a short period of time. In most